Saturday, November 5, 2016

By Catherine Wright


Many are times people get different forms of injuries in the process of work. The employer should be directly responsible to these injuries. If you are injured on job and qualify for Workers Compensation Atlanta GA, you ought to receive proper medical treatment, payments for the time off while undergoing treatment and recovering, a compensations payment for any form of disability resulting from your injury as well a job retraining if you cannot return to your initial job.

In Atlanta city, there are laws which were put in place to employees who are injured in this process of work. Initially, the system which was used needed lawsuits against employers was found not to be effective. Often, the negligence by the workers was difficult and impossible to prove. To add, the legal process that was used consumed a lot of time and was also expensive with no compensation paid to the employees. The compensation law was thus introduced to provide statutory solutions to this problem. Workers compensation therefore became a new form of insurance which all employers should obtain to protect the workers.

It should be noted that not all injuries are covered by the insurance even if it happened in the place of work. For an injury to be covered, the injury suffered by the worker should have been due to an accidental personal injury in the course of job duty. Just because a person is hurt while on job duty may not be enough for the insurance to cover his or her treatment. Besides, if you can provide evidence that you have an occupational disease, you may also be eligible to this insurance benefits.

In determining whether a particular injury fall under the insurance coverage, the most important thing to understand is that the law protects only employees. The law clearly provides legal guidance on who is a covered employee or employer. Therefore, to get the benefits, a genuine relationship between the employer and the employee must exist.

If the relationship already exist, the next factor considered is whether the harm was an accident or intentional. To elaborate, an accidental harm is one which happens without design; it occurs unexpectedly.

Besides, the accidental requirement, occupational illness can also be covered by this insurance. These are illnesses which are caused by the circumstances of the surrounding job environment. They may include skin, eye or lung diseases. Usually, they are as a result of long term exposure to harmful substances used in the place of work. These conditions can enable a worker to be eligible for insurance coverage even though they are not involved in any kind of accident.

For a compensable injury, the injury must arise out of employment. That is if the working environment and job conditions of the employee are the cause of injuries incurred. The focus here is on the exposure of the employee to risk because of the work requirements.

Besides, for a compensable claim, the injury must also be in the course of employment. It is slightly different from injury arising out of employment. The attention factor in this case is time, place and circumstance of the injury.




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